What Kind of Insurance Do You Need as a Homeowner?

Many first-time buyers don’t know the kinds of insurance they should have. We are clearing things up today. 

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When you’re getting ready to buy a home, especially if you’re a first-time buyer, you might not know what kind of insurance you’ll need on the home. Here are three types of insurance that most buyers should have: 

1. Homeowners insurance. A lot of times, your lender will require you to have this in order for your loan to go through. You can get a policy from a big company like Farmers or State Farm and it will cover your home in case there’s a fire or storm damage. 

“You want an agent who knows things like this.” 

2. Umbrella policy. This will protect your home as an asset in the event somebody slips out in front of it or you get in a car accident and someone tries to come after your house. 

3. Life insurance. This type is really important and often overlooked. If you’re starting a family or you just got married, you want life insurance. If something happens to you, you want to be sure your family is taken care of and they don’t lose the house. 

Whether you’re buying or selling, you want an agent that knows the market like myself. If I can help you in any way, give me a call or send me an email. I look forward to hearing from you.